Terms & Conditions
These website terms and conditions (as amended varied, or supplemented from time to time, the “Terms and Conditions”) govern the use of this website by a user of this website (referred to as “you” or “your”) and constitute a legally binding agreement between you and Gatehouse Bank plc (“Gatehouse Bank”). Gatehouse Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Registered number 475346) and is a public limited company registered in England and Wales with company number 06260053, having its registered office at 14 Grosvenor Street, London W1K 4PS.
PRODUCTS AND SERVICES
This website does not constitute an offer or solicitation on the part of Gatehouse Bank to provide any products or services described herein to any person to whom it is unlawful to make such offer or solicitation or where the relevant laws or regulations do not permit the purchase of, subscription for or otherwise use of such products or services. If in doubt, you should check with your local regulators or relevant authorities and/or professional advisors before using any such products or services.
Nothing on this website constitutes or forms part of any offer for sale or subscription of, or any invitation to offer to buy or subscribe for, any securities or other financial instruments, nor should it or any part of it form the basis of, or be relied upon in any connection with any contract or commitment whatsoever.
Nothing on this website constitutes professional and/or financial advice nor do any materials on this website constitute a comprehensive or complete statement regarding Gatehouse Bank’s products and services. Any such products or services are, in any event, subject to the individual terms and conditions on which they are offered. Furthermore, any products and services may be withdrawn or amended at any time without notice. Fees, commissions or other charges may apply to certain products or services which can be provided on a case-by-case basis.
Materials, information, marks and logos contained in or displayed on this website are protected by intellectual property rights under applicable laws. No part of these material, information, marks and logos may be modified, reproduced, stored in a retrieval system, transmitted, copied, distributed or used in any other way for any commercial or public purposes without the written permission of Gatehouse Bank or any other party owning these materials, information, marks and logos.
All electronic communications and telephone calls with Gatehouse Bank may be monitored in the UK in accordance with the Telecommunications (Lawful Business Practice) (Interception of Communications) Regulations 2000.
WHILST EVERY CARE HAS BEEN TAKEN IN PREPARING THE MATERIALS AND INFORMATION CONTAINED IN THIS WEBSITE (INCLUDING THE INFORMATION PROVIDED VIA THE ONLINE INVESTMENT VIEWING PLATFORM), SUCH MATERIALS AND INFORMATION ARE PROVIDED ON AN "AS IS" BASIS AND NO REPRESENTATION OR WARRANTY OF ANY KIND, EXPRESS OR IMPLIED (WHETHER BY STATUTE OR OTHERWISE) REGARDING THE NON-INFRINGEMENT, SECURITY, ACCURACY, RELIABILITY, FITNESS FOR PURPOSE OR FREEDOM FROM COMPUTER VIRUSES IS GIVEN IN CONNECTION WITH SUCH MATERIALS AND INFORMATION. GATEHOUSE BANK EXPRESSLY DISCLAIMS ANY OBLIGATION TO KEEP THE MATERIALS ON THIS WEBSITE AND THE INFORMATION PROVIDED VIA THE ONLINE INVESTMENT VIEWING PLATFORM AND OTHERWISE ON THIS WEBSITE UP-TO-DATE.
THE MATERIALS AND INFORMATION CONTAINED IN THIS WEBSITE ARE PROVIDED FOR GENERAL INFORMATION ONLY AND SHOULD NOT BE USED AS A BASIS FOR MAKING DECISIONS. ANY ADVICE OR INFORMATION RECEIVED VIA THIS WEBSITE SHOULD NOT BE RELIED UPON WITHOUT CONSULTING PRIMARY OR MORE ACCURATE OR UP-TO-DATE SOURCES OF INFORMATION OR SEEKING SPECIFIC PROFESSIONAL ADVICE. YOU ARE RECOMMENDED TO OBTAIN SUCH PROFESSIONAL ADVICE WHERE APPROPRIATE.
GEOGRAPHIC, POLITICAL, ECONOMIC, STATISTICAL, FINANCIAL AND EXCHANGE RATE DATA ARE PRESENTED IN CERTAIN CASES IN APPROXIMATE OR SUMMARY OR SIMPLIFIED FORM AND MAY CHANGE OVER TIME. RELIANCE HAS BEEN PLACED BY GATEHOUSE BANK ON CERTAIN STATISTICAL DATA OBTAINED EXTERNALLY WHICH, THOUGH BELIEVED TO BE CORRECT, MAY NOT IN FACT BE ACCURATE. GATEHOUSE BANK ACCEPTS NO LIABILITY FOR ANY LOSS OR DAMAGE ARISING DIRECTLY OR INDIRECTLY (INCLUDING SPECIAL, INDIRECT, INCIDENTAL OR CONSEQUENTIAL LOSS OR DAMAGE) FROM ANY ACTION TAKEN, OR NOT TAKEN, BY OR FOR YOU OR OTHERWISE, IN RELIANCE ON MATERIALS OR INFORMATION CONTAINED IN THIS WEBSITE.
GATEHOUSE BANK ACCEPTS NO LIABILITY AND WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE ARISING DIRECTLY OR INDIRECTLY (INCLUDING SPECIAL, INDIRECT, INCIDENTAL OR CONSEQUENTIAL LOSS OR DAMAGE) FROM YOUR USE OF THIS WEBSITE, HOWSOEVER ARISING, INCLUDING ANY LOSS, DAMAGE OR EXPENSE ARISING FROM, BUT NOT LIMITED TO, ANY DEFECT, ERROR, IMPERFECTION, FAULT, MISTAKE OR INACCURACY WITH THIS WEBSITE, ITS CONTENTS OR ASSOCIATED SERVICES, OR OWING TO ANY UNAVAILABILITY OF THIS WEBSITE OR ANY PART THEREOF OR ANY CONTENTS OR ASSOCIATED SERVICES.
PLEASE NOTE THAT ANY SOFTWARE DOWNLOADED BY YOU FROM THIS WEBSITE IS AT YOUR OWN RISK AND GATEHOUSE BANK NEITHER ASSUMES NOR ACCEPTS LIABILITY FOR ANY DIRECT OR INDIRECT LOSS OR DAMAGE (INCLUDING SPECIAL, INCIDENTAL OR CONSEQUENTIAL LOSS OR DAMAGE), HOWSOEVER CAUSED, AS A RESULT OF ANY COMPUTER VIRUSES, TROJAN HORSES, WORMS, SOFTWARE BOMBS OR SIMILAR ITEMS OR PROCESSES ARISING FROM YOUR USE OF THIS WEBSITE.
ANY HYPERTEXT LINK FROM THIS WEBSITE EXISTS FOR INFORMATION PURPOSES AND ARE FOR YOUR CONVENIENCE ONLY AND GATEHOUSE BANK ACCEPTS NO LIABILITY FOR ANY LOSS OR DAMAGE ARISING DIRECTLY OR INDIRECTLY (INCLUDING SPECIAL, INDIRECT, INCIDENTAL OR CONSEQUENTIAL LOSS OR DAMAGE) FROM THE ACCURACY OR OTHERWISE OF MATERIALS OR INFORMATION CONTAINED ON THE PAGES OF SUCH WEBSITES OR FOR ANY LOSS ARISING DIRECTLY OR INDIRECTLY (INCLUDING SPECIAL, INDIRECT, INCIDENTAL OR CONSEQUENTIAL LOSS OR DAMAGE) FROM DEFECTS WITH SUCH WEBSITES LINKED. GATEHOUSE BANK'S INCLUSION OF HYPERLINKS DOES NOT IMPLY ANY ENDORSEMENT OF THE MATERIALS ON SUCH WEBSITES LINKED.
GATEHOUSE BANK DOES NOT GUARANTEE THAT ANY E-MAILS FROM THIS WEBSITE WILL BE SENT TO YOU OR RECEIVED BY GATEHOUSE BANK NOR DOES GATEHOUSE BANK WARRANT THE PRIVACY AND/OR SECURITY OF E-MAILS DURING INTERNET TRANSMISSION WHICH IS OUTSIDE GATEHOUSE BANK'S REASONABLE CONTROL. GATEHOUSE BANK ACCEPTS NO LIABILITY FOR ANY LOSS OR DAMAGE ARISING DIRECTLY OR INDIRECTLY (INCLUDING SPECIAL, INDIRECT, INCIDENTAL OR CONSEQUENTIAL LOSS OR DAMAGE) FROM THE FAILURE OF ANY INTERNET TRANSMISSION (INCLUDING E-MAILS CORRESPONDENCE) FROM THIS WEBSITE OR OTHERWISE.
NONE OF THE ABOVE SHALL BE TAKEN TO EXCLUDE LIABILITY FOR FRAUD OR FOR NEGLIGENCE CAUSING DEATH OR PERSONAL INJURY.
CHANGES TO WEBSITE
Gatehouse Bank reserves the right to, without notice, change or remove (temporarily or permanently) this website or any part of it (including the online investment viewing platform), and/or change these Terms and Conditions at any time, without any obligation or liability whatsoever towards any person in respect thereof.
You agree to monitor these Terms and Conditions, and to cease all access or use of this website if you no longer agree to abide by these Terms and Conditions. Your continued use of this website shall constitute acceptance of such modification.
Access to this website is permitted on a temporary basis and is not guaranteed. From time to time access may be unavailable, delayed, limited or slow due to any technical reasons and Gatehouse Bank will not be liable in any way for such delay or disruption in the operation of this website or any part of it or for any failure of any connection or communication related thereto or the non-availability of any information therein.
If you choose, or are provided with, a user identification code, password or any other piece of information as part of Gatehouse Bank’s website security procedures, you must treat such information as confidential and you must not disclose it to any third party. Where the client is an institution, the same security requirements apply as they do to individuals. The institution is responsible for the security of all passwords that they have assigned to their employees and for taking steps to ensure employees keep them secure and use them for authorised purposes. The institution is also responsible for ensuring that passwords are changed regularly and, in any event, upon the departure of the relevant employees. Gatehouse Bank reserves the right to terminate your access to the online investment viewing platform and/or this entire website for any reason, including where Gatehouse Bank believes that you have not acted in accordance with these Terms and Conditions.
DISCLOSURE OF INTEREST
Gatehouse Bank and its affiliates and/or their officers, directors and employees may have positions in any securities mentioned on this website (or in any related investments) and may from time to time add to or dispose of any such securities (or investments). Gatehouse Bank and its affiliates may act as market maker or have assumed an underwriting commitment in the securities referred to on this website (or in related investments), may sell them to or buy them from customers on a principal basis and may also perform or seek to perform investment banking or underwriting services for or relating to issuers of such securities. Nothing herein excludes or restricts any duty or liability to a customer which Gatehouse Bank has under the Financial Services and Markets Act 2000 or under rules of the Prudential Regulation Authority and Financial Conduct Authority.
By using this website, you agree to indemnify and hold Gatehouse Bank and its affiliates, directors, officers, employees, consultants, advisers and agents (“Indemnified Persons”) harmless from and against any liabilities, legal fees, damages, losses, costs and other expenses in relation to any claims or actions brought against any of the Indemnified Parties arising as a result of your access to or use of this website otherwise than in strict compliance with these Terms and Conditions, any applicable laws or regulations, or any third party’s rights, including, but not limited to, copyright or any proprietary rights of any third party in respect of any content on this website.
If any provision of these Terms and Conditions is determined to be invalid, illegal or unenforceable for any reason by any court of competent jurisdiction, such provision(s) shall be severed and the remaining provisions hereof shall survive and remain in full force and effect and continue to be binding and enforceable.
These Terms and Conditions and any non-contractual obligations arising under or connection with them shall be governed by, and construed in accordance with English law and each user hereby submits to the exclusive jurisdiction of the English courts.
• Before we provide services, goods or financing to you, we undertake checks for the purposes of preventing fraud and money laundering, and to verify your identity. These checks require us to process personal data about you.
• The personal data you have provided, we have collected from you, or we have received from third parties will be will be used to prevent fraud and money laundering, and to verify your identity.
• Details of the personal information that will be processed, for example: name, address, date of birth, address, contact details, financial information, employment details, device identifiers including IP address and vehicle details.
• We and fraud prevention agencies may also enable law enforcement agencies to access and use your personal data to detect, investigate and prevent crime.
• We process your personal data on the basis that we have a legitimate interest in preventing fraud and money laundering, and to verify identity, in order to protect our business and to comply with laws that apply to us. Such processing is also a contractual requirement of the services or financing you have requested.
• Fraud prevention agencies can hold your personal data for different periods of time, and if you are considered to pose a fraud or money laundering risk, your data can be held for up to six years.
CONSEQUENCES OF PROCESSING
• If we, or a fraud prevention agency, determine that you pose a fraud or money laundering risk, we may refuse to provide the services and financing you have requested, or to employ you, or we may stop providing existing services to you.
• A record of any fraud or money laundering risk will be retained by the fraud prevention agencies, and may result in others refusing to provide services, financing or employment to you. If you have any questions about this, please contact us on the details provided.
• Whenever fraud prevention agencies transfer your personal data outside of the European Economic Area,
they impose contractual obligations on the recipients of that data to protect your personal data to the standard required in the European Economic Area. They may also require the recipient to subscribe to ‘international frameworks’ intended to enable secure data sharing.
• Your personal data is protected by legal rights, which include your rights to object to our processing of your personal data; request that your personal data is erased or corrected; request access to your personal data.
• For more information or to exercise your data protection rights please, please contact us using the contact details provided.
• You also have a right to complain to the Information Commissioner's Office which regulates the processing of personal data.